DeckMath
320 sqft · 16×20 ft

16×20 Deck Cost

A 16×20 deck (320 sqft) is the canonical 'mid-large' deck — fits a full sectional, a 6-seat dining table, and a grill island. The calculator below is pre-loaded with these dimensions — change the state, finish tier, or scope to recalculate live.

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320 sqft72 ft perimeter5 finish tiersAll 50 states2026-Q1 pricing
16×20·Footprint
320·Sq ft
72·Perimeter ft
<2s·Live calc
By SemiSoftwares · DeckMath editorialReviewed against IRC 2021
Quick answer

How much does a 16×20 deck cost?

A 16×20 deck (320 sqft) costs about $8,000–$12,800 installed in pressure-treated wood, $16,000–$25,600 in mid-range composite, and up to $44,800 in tropical hardwood. That’s $25–$140 per square foot depending on material — national-average 2026-Q1 pricing; the calculator below localizes it to your state.
PT installed
$8,000–$12,800
Mid composite
$16,000–$25,600
Per sqft
$25–$140
Wood deck with a wood railing wrapping a house, surrounded by evergreens
Wood deck with a wood railing wrapping a house, surrounded by evergreens.

How much a 16×20 deck costs by material

Material$/sqft installed16×20 total (320 sqft)
Pressure-treated wood
Cheapest to build; re-stain every ~2 years.
$25–$40$8,000–$12,800
Cedar / premium PT
Warmer look than PT; ages to silver, re-stain every ~3 years.
$35–$55$11,200–$17,600
Composite — mid-range
Trex Enhance, Fiberon Good Life. Wash-only; best 25-year value for most.
$50–$80$16,000–$25,600
Composite / PVC — premium
Trex Transcend, TimberTech AZEK. Longest warranty, coolest underfoot.
$75–$110$24,000–$35,200
Tropical hardwood (Ipe)
Ipe, Cumaru. Stunning and dense; pre-drill every fastener.
$90–$140$28,800–$44,800

On 320 sq ft, pressure-treated surface is about $8,000–$12,800 and mid-range composite $16,000–$25,600 installed. All-in at the default spec the project comes to roughly $34,800, or $109 per square foot — the lowest rate of the six sizes here. Stepping up from a 16×16 adds 64 sq ft for about $5,900, which is $92 per added foot: the extra length rides on framing you were already buying, and the railing only grows along two of the four sides.

Premium composite or PVC (Trex Transcend, TimberTech AZEK) lands around $24,000–$35,200, and tropical hardwood like Ipe tops out near $28,800–$44,800. These are installed (material + labor) for a simple rectangle — an L-shape adds ~10%, a wraparound ~22%, and a tall or hard-to-access deck up to 40%. Regionally, the South runs about 8% under these national figures and the West Coast about 28% over.

Cost per square foot

Installed, that's about $25–$40/sq ft in pressure-treated, $50–$80/sq ft in mid-range composite, and up to $90–$140/sq ft in tropical hardwood.

Materials vs. labor

Labor runs $10–$20/sq ft — about $3,200–$6,400 on this 320 sq ft deck: roughly half a pressure-treated build, about a third of a composite one.

The calculator below itemizes a complete project — framing, footings, railing, stairs, permit, and contingency — so its total runs higher than the surface-and-labor bands above for the same size.

What fits on a 16×20 deck?

320 sq ft is where a deck stops being a room and becomes a floor plan. A 16×20 carries a full sectional, a six-seat dining table and a grill island simultaneously, with a 3′ route between all three — the layout most people picture when they say "we want somewhere to entertain". The 16′ depth is what makes it work: seating needs about 9′ of depth to face inward rather than lining a rail, and that only becomes possible past about 14′.

Over 200 sq ft, so a building permit is required in most US jurisdictions (IRC 2021 R105).

Does a 16×20 deck add home value?

A new deck recovers roughly 65–75% of its cost at resale — on a 16×20 that is $5,200–$19,200 back into the appraisal, per Remodeling’s Cost vs. Value report. See the report.

Sources: IRC 2021 (structural + permit thresholds), RSMeans 2026-Q1 residential labor indices, HomeAdvisor / Angi 2026 material pricing, and Remodeling Cost vs. Value.

Inputs

Dimensions

Plan-view length × width.

ft

ft

Area · 320 sq ft·Perimeter · 72 ft
320 sq ft deck. Mid composite tier. Project total $25,247 to $44,358, 79 to 139 dollars per square foot.
Project budget · Northeast
$25,247 – $44,358
$79–$139/ sq ft

320 sq ft · Mid composite · 1.22× labor · 1.10× complexity

Materials
Low $7,920
Labor
Low $11,810
Add-ons
Low $5,129
Soft costs
Permit · demo · design

Project advisories · IRC 2021

Guardrail included (deck 36″ off grade)

IRC R312

IRC R312 mandates a 36″ guardrail on open edges when deck height exceeds 30″. 52 lf priced at Mid composite tier.

Building permit included in budget

IRC R105

Northeast typical permit fee is in the budget. Most jurisdictions require a permit for decks > 200 sqft, > 30″ above grade, or attached to the house.

Hidden-fastener install premium baked in

Manufacturer specs

Mid composite uses hidden-fastener clip systems (Cortex / CamoClip / Trex Universal) — labor takes 25–30% longer than face-screwing PT. Already inside the tier's installed $/sqft band.

Cost breakdown

$44kHigh est.
Cost breakdown totalling $44,358: Materials $12,672, Labor $18,895, Add-ons $8,369, Soft costs $389, Contingency $4,033.
Cost componentShareAmount
Materials29%$12,672
Labor43%$18,895
Add-ons19%$8,369
Soft costs1%$389
Contingency9%$4,033
Total (high est.)100%$44,358

Share of the high estimate. Switch tiers below to repaint the split.

Labor (Northeast, 1.22× national)
$11,810 – $18,895 (low – high estimate)
1.0 scope
$18,895
Materials (decking + framing + hardware)
$7,920 – $12,672 (low – high estimate)
1.0 scope
$12,672
Railing (52 lf, ledger 3-side)
$3,489 – $6,027 (low – high estimate)
1.0 scope
$6,027
Contingency (10% reserve)
up to $4,033
1.0 scope
$4,033
Stairs (4 steps @ 9.0″ rise)
$1,640 – $2,342 (low – high estimate)
1.0 scope
$2,342
Building permit (Northeast)
$389 flat
1.0 scope
$389
Materials subtotal
$44,358

National-median pricing (2026-Q1). Local prices vary ±15%. Materials line uses Mid composite tier; switch tiers to repaint the budget. Includes 10% contingency reserve on the high estimate.

Live preview

Visualize your deck

Photoreal 3D · plan view · framing breakdown. Color matches your tier selection.

PBR materialsHDR lightingMid composite
Loading 3D scene…
20′ × 16′
Trex Enhance
Joists
16 × 16′
Beams
1 × 2-ply 2×10
Posts
4 × 6×6
Boards
35 rows

Project all-in

Materials (low – high)
Mid composite tier · Trex Enhance · Fiberon Good Life · TimberTech Prime+. ~$0.05/sqft/yr.
$7,920 – $12,672
Labor (installed)
Northeast · 1.22× national index
$11,810 – $18,895
Add-ons
Railing · stairs · lighting (only included items)
$5,129 – $8,369
Soft costs
Permit · demo · design (only included items)
$389 – $389
Contingency reserve (10%)
Industry-standard cushion for unforeseen scope
$4,033
Project total (low – high)
Plan around the high. Get 3 contractor bids — DeckMath should land within ±15%.
$25,247 – $44,358

Same dimensions, different tier

tap to switch

DIY savings

$21,392
vs mid-range contractor
  • Materials only: $12,672
  • Estimated hours: 480 hr
  • Skill required: advanced

Finance estimate

$899/month
60-month personal loan @ 7.99% APR
  • Principal: $44,358
  • Total interest: $9,595
  • Estimate only — shop 3+ lenders.
Composite/PVC installs use hidden-fastener clip systems — labor is 25–30% slower than face-screwing pressure-treated wood. That premium is already baked into the tier's installed $/sqft band.

Need exact board counts?

The Deck Material Calculator gives you a permit-ready bill of materials — every joist, hanger, fastener, and footing — validated against IRC 2021 span tables.

Open

Estimates use 2026-Q1 national-median pricing (Home Advisor, Angi, RSMeans). Expect ±15% variance vs your local market. Always get 3 contractor bids before signing. This calculator is not a substitute for a licensed inspector or structural engineer.

Estimated material takeoff — 16×20

The framing and decking a 16×20 (320 sqft) deck needs — board, joist, beam, post, footing, and railing quantities computed from the dimensions at 16″ joist spacing with a 10% waste factor.

Component
Quantity
Decking boards (16′ × 5/4×6)
49 boards · 768 lf
Joists (2×8 @ 16″ o.c.)
16 joists · 256 lf
Beam lumber (2× 2-ply built-up)
80 lf
Posts (6×6 PT) + footings
8 posts · 8 footings
Footing concrete (60-lb bags)
42 bags · 18.8 cu ft
Joist hangers (Simpson LUS)
16 hangers
Railing run
52 lf
Decking face screws
≈ 1,537 screws
Decking
49 boards
768 lf incl. waste
Joists
16
16″ o.c. · 256 lf
Posts / footings
8
42 × 60-lb concrete
Railing
52 lf
72 lf perimeter

Estimated quantities for planning and budgeting — round up when ordering. Beam sizing, post spacing, and footing depth must follow your local code and a stamped plan (frost line, soil, and snow load vary by region per IRC 2021 / AWC DCA-6).

Cutting plan: how a 16×20 lands on stock lumber

Like the 12×20, this footprint uses the longest decking sold — 20′ boards across all 35 rows, no seams, no offcut, in either material. At 49 boards and roughly 768 linear feet, though, this is the first size where the order is large enough that a supplier will quote a delivery rather than expect a pickup, and large enough that a bad batch matters: check colour lot numbers on composite before the crew starts, because a mid-deck lot change is visible for the life of the deck.

Decking familyCovers the 20′ run withSeams / rowOffcut on 16×20
Pressure-treated / cedar
Sold in 8′ · 10′ · 12′ · 16′ · 20′
20′noneno waste
Composite / PVC
Sold in 12′ · 16′ · 20′
20′noneno waste
35 decking rows at 5½″ face + ⅛″ gap. Single-length rows: no seam blocking, no sistered joist.

Framing follows the same logic in the other direction: the 16 joists span 16′, cut from 16′ stock with nothing left over. Quantities come from the takeoff above; check the span itself with the joist span calculator.

What the 16×20 footprint means for framing

Joists run the 16′ depth, so the same rule applies as on a 16×16: past the 13′7″ that 2×10 SPF manages at 16″ on centre under IRC 2021 R507.6, the run is split into two 8′ bays on 2×8 over a second beam line. At this length that means 8 footings and 80 linear feet of beam, plus 42 bags of concrete — the point at which most builds bring a mini-excavator or an auger rather than digging by hand. The 52 feet of railing is also a guard requirement, not a choice, once the deck sits more than 30″ above grade (IRC 2021 R312). Check your exact joist setup with the joist span calculator and size the beams with the beam span calculator.

Sizing up or down? See a 12×24 deck (288 sqft) or a 18×20 deck (360 sqft).

The cheapest square footage on the ladder — and where the cost moves next

At $109 per square foot all-in, a 16×20 is the best rate of any size with a page here. The fixed costs — one permit, one stair flight, a railing that grows along the perimeter rather than the area — are spread across 320 sq ft, and the framing is still ordinary prescriptive construction that any deck crew builds without a drawing.

That is the plateau. Past roughly this size, the next real cost step is not more decking; it is design. Larger footprints tend to split into levels, pick up an outdoor kitchen, or need a beam or footing detail outside the R507 tables, and any of those brings a stamped drawing and an engineer's fee that the per-square-foot rate never sees coming.

So if the budget is the constraint and the yard is not, this is the size to build. If the plan wants more than this, the honest next question is not "how much per square foot" but "what does the drawing cost" — and that is a conversation with a designer, not with a calculator.

What a square foot really costs at 320 sq ft

The rate below is this page's own calculator run at its default spec, and the third card is the one worth reading: it prices the square feet a 16×20 adds over the next size down, which is almost never the same as the average rate.

All-in budget
$25,247–$44,358
Premium composite, railing, 4 steps, permit, 10% contingency
Rate all-in
$109/sq ft
21% of it is permit, stairs and railing
Added over a 12×24
$98/sq ft
32 sq ft more for $3,149

Figures come from this page's own calculator engine at its default spec (36″ ledger deck, premium composite, railing, 4 steps, permit included, national labor) — change any input above and the totals move with it.

FAQ — 16×20 deck

How much does a 16×20 deck cost?

A 16×20 is 320 sq ft. The decking surface runs about $8,000–$12,800 installed in pressure-treated and $16,000–$25,600 in mid-range composite at 2026-Q1 national rates. The complete project at the calculator's default spec — railing, four steps, permit, 10% contingency — comes to roughly $34,800, or $109 per square foot. That is the lowest rate of any size with a page on this site. Fixed costs are down to about 21% of the budget, and the framing is still ordinary prescriptive construction that any deck crew builds without an engineered drawing. If budget efficiency is the goal and the yard allows it, this is the size to build.

What framing does a 16×20 deck need?

Two beam lines, 8 footings and 80 linear feet of beam. Joists run the 16-foot depth, which is past every practical single span — 2×10 SPF at 16 inches on centre stops at 13 feet 0 inches in the IRC 2021 R507.6 table — so the run splits into two 8-foot bays over an intermediate beam, bringing the joists back onto 2×8 at 16 inches on centre. That works out at 16 joists and roughly 42 sixty-pound bags of concrete in the footings, which is the point at which most crews bring an auger or a mini-excavator rather than digging by hand. Railing is 52 linear feet, and it is a code requirement rather than a choice once the surface sits more than 30 inches above grade under IRC 2021 R312.

Is a 16×20 deck cheaper per square foot than a 16×16?

Yes, and by a clear margin. Running the same calculator spec on both, a 16×16 comes to about $28,900 or $113 per square foot, while the 64 sq ft that a 16×20 adds costs roughly $5,900 — about $92 per added square foot. The extra length rides on framing you were already committed to: the second beam line already exists, the permit is filed once, the stair flight is built once, and the railing grows along only two of the four sides. This is the general shape of deck economics, and it is the reason quotes should be compared as project totals rather than per-square-foot rates, which flatter large decks and penalise small ones.

How many boards does a 16×20 deck take?

Thirty-five rows of 20-foot boards — 49 boards and roughly 768 linear feet with waste. Twenty feet is the longest decking length sold, in wood and composite alike, so every row is a single piece: no butt seams, no offcut, and no sistered joist at a seam station. At this quantity the order behaves differently, though. It is large enough that a supplier will quote a delivery rather than expect a pickup, and large enough that a mixed batch matters: check colour lot numbers on composite before the crew starts, because a lot change partway across the deck is visible for the life of the deck and cannot be fixed without replacing boards.

How long does it take to build a 16×20 deck?

A two- or three-person crew typically spends five to seven working days on 320 sq ft: a day of layout, a day or more on eight footings, two days framing two beam lines and 16 joists, a day and a half decking, and a day on railing and stairs. Project time is longer. The permit has to be issued before work starts, footings must be inspected before concrete is poured, and framing has to pass before decking covers it — realistically three to five weeks from application to finished deck in most jurisdictions. A weekend DIY build on this footprint is a season, not a project, and the two beam lines are where hiring help pays for itself.

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