DeckMath
280 sqft · 20 × 14 ft

20×14 Deck Cost

A 14×20 deck (280 sqft) accommodates dining + lounge zones — popular mid-size build. The calculator below is pre-loaded with these dimensions — change the state, finish tier, or scope to recalculate live.

280 sqft68 ft perimeter5 finish tiersAll 50 states2026-Q1 pricing
20×14·Footprint
280·Sq ft
68·Perimeter ft
<2s·Live calc

What a 20×14 deck costs by finish tier

Tier$/sqft (installed)Total range
Budget · Pressure-treated$25–$40$7,000–$11,200
Mid · Cedar / premium PT$35–$55$9,800–$15,400
Premium · Mid composite$50–$80$14,000–$22,400
Luxury · Premium composite$75–$110$21,000–$30,800
Exotic · Tropical hardwood$90–$140$25,200–$39,200

National-average pricing 2026-Q1. Northeast +22%, West Coast +28%, South -8%, Midwest baseline. Use the calculator below for precise state + scope adjustments.

Inputs

Dimensions

Plan-view length × width.

ft

ft

Area · 280 sq ft·Perimeter · 68 ft
in

IRC R312 requires a 36″ guardrail above 30″.

280 sq ft deck. Mid composite tier. Project total $22,470 to $39,460, 80 to 141 dollars per square foot.
Project budget · Northeast
$22,470 – $39,460$80–$141 /sq ft

280 sq ft · Mid composite · 1.22× labor · 1.10× complexity

Materials
Low $6,930
Labor
Low $10,333
Add-ons
Low $4,860
Soft costs
Permit · demo · design

Project advisories · IRC 2021

Guardrail included (deck 36″ off grade)

IRC R312

IRC R312 mandates a 36″ guardrail on open edges when deck height exceeds 30″. 48 lf priced at Mid composite tier.

Building permit included in budget

IRC R105

Northeast typical permit fee is in the budget. Most jurisdictions require a permit for decks > 200 sqft, > 30″ above grade, or attached to the house.

Hidden-fastener install premium baked in

Manufacturer specs

Mid composite uses hidden-fastener clip systems (Cortex / CamoClip / Trex Universal) — labor takes 25–30% longer than face-screwing PT. Already inside the tier's installed $/sqft band.

Cost breakdown

Labor (Northeast, 1.22× national)
$10,333 – $16,533 (low – high estimate)
1.0 scope
$16,533
Materials (decking + framing + hardware)
$6,930 – $11,088 (low – high estimate)
1.0 scope
$11,088
Railing (48 lf, ledger 3-side)
$3,221 – $5,563 (low – high estimate)
1.0 scope
$5,563
Contingency (10% reserve)
$0 – $3,587 (low – high estimate)
1.0 scope
$3,587
Stairs (4 steps @ 9.0″ rise)
$1,640 – $2,342 (low – high estimate)
1.0 scope
$2,342
Building permit (Northeast)
$346 flat
1.0 scope
$346
Materials subtotal
$39,459

National-median pricing (2026-Q1). Local prices vary ±15%. Materials line uses Mid composite tier; switch tiers to repaint the budget. Includes 10% contingency reserve on the high estimate.

Live preview

Visualize your deck

Photoreal 3D · plan view · framing breakdown. Color matches your tier selection.

PBR materialsHDR lightingMid composite
Loading 3D scene…
20′ × 14
Trex Enhance
Joists
16 × 14′
Beams
2 × 2-ply 2×10
Posts
8 × 6×6
Boards
31 rows

Project all-in

Materials (low – high)
Mid composite tier · Trex Enhance · Fiberon Good Life · TimberTech Prime+. ~$0.05/sqft/yr.
$6,930 – $11,088
Labor (installed)
Northeast · 1.22× national index
$10,333 – $16,533
Add-ons
Railing · stairs · lighting (only included items)
$4,860 – $7,906
Soft costs
Permit · demo · design (only included items)
$346 – $346
Contingency reserve (10%)
Industry-standard cushion for unforeseen scope
$3,587
Project total (low – high)
Plan around the high. Get 3 contractor bids — DeckMath should land within ±15%.
$22,470$39,460

Same dimensions, different tier

tap to switch

DIY savings

$19,181
vs mid-range contractor
  • Materials only: $11,088
  • Estimated hours: 420 hr
  • Skill required: advanced

Finance estimate

$819/month
60-month personal loan @ 8.99% APR
  • Principal: $39,460
  • Total interest: $9,676
  • Estimate only — shop 3+ lenders.
Composite/PVC installs use hidden-fastener clip systems — labor is 25–30% slower than face-screwing pressure-treated wood. That premium is already baked into the tier's installed $/sqft band.

Need exact board counts?

The Deck Material Calculator gives you a permit-ready bill of materials — every joist, hanger, fastener, and footing — validated against IRC 2021 span tables.

Open

Estimates use 2026-Q1 national-median pricing (Home Advisor, Angi, RSMeans). Expect ±15% variance vs your local market. Always get 3 contractor bids before signing. This calculator is not a substitute for a licensed inspector or structural engineer.

FAQ — 20×14 deck

How much does a 20×14 deck cost?

A 20×14 deck (280 sqft) costs $7,000-$11,200 for budget pressure-treated construction, $14,000-$22,400 for mid-range composite, and $25,200-$39,200 for premium composite or tropical hardwood. National-average pricing — multiply by 0.92× for the South or 1.28× for West Coast labor.

How many boards do I need for a 20×14 deck?

Running 5/4×6 or 1×6 deck boards (5.5″ face, 1/8″ install gap) parallel to the long dimension: rows = ceil(14 × 12 ÷ 5.625) = 30 rows. Total LF = 30 × 20 × 1.07 (7% waste, parallel pattern) ≈ 642 LF. Round up to 20-ft stock for typical 33 boards.

How long does it take to build a 20×14 deck?

For a contractor crew (2-3 people), a 20×14 deck takes 3-5 days depending on complexity, including framing + decking + railing + inspection wait. DIY single-person build: 42-53 weekend days for composite, less for pressure-treated.

Do I need a permit for a 20×14 deck?

In most US jurisdictions, yes. IRC 2021 R105 requires a permit for any deck above 30″ off grade, attached to the house, or larger than 200 sqft. A 20×14 deck (280 sqft) exceeds the 200-sqft threshold and definitely requires a permit.

Other popular deck sizes